Ultrasound is a common part of prenatal care during pregnancy. Generally, ultrasounds to track fetal growth cost $150–300 per visit. It is regularly performed twice during the first trimester (usually at 2 and 3 months), once during the second trimester (at 7–8 months), and once during the third trimester (8 and 9 months). Additionally, if there is a cause for concern, the doctor may order an ultrasound in between the trimesters.
However, a doctor-recommended ultrasound may be required not only during pregnancy but also to diagnose various health conditions. For instance, ultrasound may be required for organ imaging for the liver, thyroid, pancreas, gallbladder, kidneys, heart, musculoskeletal system (to assess internal injuries), and cancer detection.
Let’s have a detailed look at different types of ultrasounds, associated costs, and ways to afford them.
How Much Is an Ultrasound with Insurance?
An ultrasound can cost nothing or a maximum out-of-pocket cost between $100 and $800, based on the extent of insurance coverage. Insurance undoubtedly alleviates much of the financial pressure when you have a good insurance plan. But whether your insurance plan will cover the entire cost or part of the ultrasound costs largely depends on whether it's medically necessary.
The cost can vary based on the clinic, purpose of the ultrasound, and where you live. Additionally, despite having health insurance, you may still be left with some costs, such as the deductible, the amount of out-of-pocket maximum, or if you choose an out-of-network provider (i.e., if you had HMO insurance). The technology used also impacts the cost of ultrasound. For instance, a routine ultrasound may cost $150–$400, but a 3D ultrasound may cost $300–$800, and a 4D ultrasound can cost $500–$1000.
How Much Does an Ultrasound Cost Without Insurance?
On average, the cost of ultrasound ranges from $200 to $1,000 or more without insurance. However, the actual price varies widely depending on the type of ultrasound, technology used, and the facility where it is performed. Some imaging centers may also offer discounts for uninsured patients or payment plans to make the cost more manageable.
Types of Ultrasound and Average Estimated Cost ‘With’ and ‘Without Insurance’
| Types of Ultrasound | Average Cost with Insurance | Average Cost without Insurance |
| Ultrasound for Pregnancy | $150–$300 | $300–$1,000+ |
| Spinal Ultrasound | $130–$400 | $100–$1,000 |
| Ultrasound of Heart (Echocardiogram) | $100–$500 | $500–$3,000 |
| Organ Imaging for: Liver Ultrasound Gallbladder (Abdominal Ultrasound) Pancreas Ultrasound Kidneys (Renal Ultrasound) Bladder Ultrasound Thyroid Ultrasound Pelvic Ultrasound (Uterus, ovaries, fallopian tubes, cervix) |
$175–$248 $150–$800 $100–$300 $50–$100 Full coverage applicable $100–$248 $200–$400 |
$692–$2,650+ $200–$1,000 $200–$1,000 $600–$1,800+ $200–$400 $250–$1,000+ $400–$3,200 |
| Ultrasound for Musculoskeletal Injuries (muscle tear, tendons, joints, sprains, strains, or other internal injuries) | $125–$280 | $200–$2,800 |
$114–$450 $506–$889 No out-of-pocket costs (100% coverage) $300–$1200 (varies) $100–$600 (varies as per coinsurance or deductible) |
$250–$500+ $600–$1000+ $200–$1000 $908–$2,500 $120–$800 |
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How Much Is an Ultrasound Without Insurance in Major States Across the US?
Here is a list of the average ultrasound price without insurance in different locations.
| State | Average Cost Range | Estimated Average Cost |
| California | $250–$1000+ | $345 |
| Texas | $200–$700 | $397 |
| Florida | $300–$1,000+ | $357 |
| Michigan | $135–$600 | $380 |
| New Jersey | $123–$745 | $345 |
| Illinois | $151–$660 | $330 |
| Washington | $193–$1,125 | $284 |
| Massachusetts | $120–$954 | $213 |
| Pennsylvania | $142–$690 | $259 |
| Virginia | $200–$1,114 | $264 |
| Georgia | $134–$1000+ | $270 |
| Ohio | $147–$925 | $397 |
| Colorado | $200–$1,000+ | $266 |
| Minnesota | $140–$1,000 | $408 |
| Arizona | $183–$800 | $406 |
| Alabama | $150–$697 | $302 |
| Arkansas | $141–$626 | $281 |
| Connecticut | $165–$685 | $345 |
| Delaware | $150–$1,150 | $319 |
| Wisconsin | $151–$840 | $325 |
| Tennessee | $120–$781 | $269 |
| North Carolina | $136–$697 | $266 |
| Indiana | $151–$750 | $313 |
| Arkansas | $140–$1,000+ | $388 |
| Maryland | $150–$800+ | $434 |
*These are estimated costs for routine diagnostic ultrasound without insurance. However, the actual cost varies based on the type of scan and purpose.
Paying for an ultrasound without insurance coverage, especially for an expensive one (that costs 1k–3k), can be challenging. However, understanding the financing options that you can opt for can be your way to afford the ultrasound services you need.
Financing Options and Other Ways to Afford High-Cost Ultrasound Without Insurance
If you need an ultrasound that has a high cost and insurance coverage is not an option, you can explore the following ways:
♦ FinanceMutual™ Payment Plans
Nowadays, most clinics offer flexible payment plan options using platforms such as FinanceMutual. This enables providers to create tailored payment plans that work for your budget. So, you can make monthly payments without straining your wallet while the ultrasound imaging services provider enjoys fixed, timely payments for steady cash flow.
♦ CareCredit Card
You can use CareCredit to cover the out-of-pocket costs of an ultrasound. Many people use it for kidney, liver, thyroid, gallbladder, testicular ultrasound, and more. Just remember to pay every installment on time, as the repayment terms are usually more rigid.
♦ Clinics with Financial Assistance Programs
Some non-profit organizations offer grants or financial assistance to health centers for pregnancy and other healthcare needs across the US. In such clinics, you may be able to opt for ultrasound services free of cost or at a low cost, even without any insurance. So, you may want to look for charitable clinics in your area.
♦ Discounts & Offers
Some diagnostic clinics and labs also offer discount options or diagnostic packages that include ultrasound services at promotional prices. So, you may need to explore a few clinics in your area to find one that best suits your needs.
Bottom Line
The cost of ultrasound is usually covered by insurance. However, for those without insurance, it can be challenging to pay, especially for ultrasound procedures that cost over $400–$1000+. But there are several options, such as medical credit cards and flexible payment plans—the best way to make the cost manageable with monthly payments. Additionally, financial assistance may be available at some clinics in every location. So, be sure to explore your options.
FAQs on Ultrasound Cost: Answering Most Common Queries
1. How Much Is an Ultrasound?
Average cost of ultrasound in the US ranges from $100–$800 with insurance.
2. How Much Is an Ultrasound Without Insurance?
The cost of an ultrasound without insurance can be up to $200–$1000+, depending on the type of ultrasound, its purpose, and the technology used.
3. How Much Is an Echocardiogram in New Jersey?
Echocardiogram price in New Jersey starts at $1000 and can be as high as $3,000.
4. Why Are Ultrasounds Not Covered by Insurance?
An ultrasound may not be covered when deemed “not medically necessary”. For instance, when you go for an ultrasound for preventive reasons (i.e., as a precaution) and not for diagnostic purposes, it may not be covered. This also applies when, instead of a routine ultrasound, you opt for a 3D or 4D ultrasound for pregnancy, as these aren’t medically necessary.
5. How Much Does A Pelvic Ultrasound Cost Without Insurance?
A pelvic ultrasound costs around $200–$3,200, with an average cost of $400 in most locations.
6. What Is the Average Whole Abdomen Ultrasound Price?
An abdominal ultrasound’s cost can be anywhere from $120 to $839. Although the national average cost for abdominal ultrasound stands at $245–$290.